Bella Vita Financial

Bella Vita Financial Small Business Financial Coach. CFO-level thinking without the CFO overhead. No jargon. No judgment.

Financial Coach | Your money, your choices, your beautiful life. | Coaching individuals & small business owners

Every dollar coming in splits three ways, whether you plan for it or not: what’s yours, what’s owed to the IRS, and what...
09/18/2026

Every dollar coming in splits three ways, whether you plan for it or not: what’s yours, what’s owed to the IRS, and what the business still needs.

Skip the split and you’re gambling. You won’t know until the tax bill lands and the money’s gone.

The fix isn’t more income. It’s determining the divide: taxes, business, you. Once you know all three, you’ll be confident taking the draw.

Want to check where you stand right now? Grab the FREE Owner Pay Worksheet — link in bio.

20 minutes, one P&L, no guessing.

Most small businesses have about 27 days of cash buffer. Not six months. Not a year. Twenty-seven days.It doesn't matter...
09/18/2026

Most small businesses have about 27 days of cash buffer. Not six months. Not a year. Twenty-seven days.

It doesn't matter if last month was an incredible one.

I'm speaking live for the Woman Owned Business Connection Group of Chester County on why profit and cash flow aren't the same thing — and the 3 questions that keep a good month from hiding a real problem.

Profitable on Paper, So Why Does Money Feel Tight?
Wed, Oct 7 | 8:15–9:30 AM
Chester County Economic Development Council, Exton, PA
Free event.

Registration requested — email Kirsten to save your spot: [email protected]

Profitable on paper. Bank account feels light.If that gap sounds familiar, come find out why.I’m speaking live for the W...
09/15/2026

Profitable on paper. Bank account feels light.

If that gap sounds familiar, come find out why.

I’m speaking live for the Woman Owned Business Connection Group of Chester County — free event, networking and real talk about your numbers.

Profitable on Paper, So Why Does Money Feel Tight?

Wed, Oct 7 | 8:15–9:30 AM | CCEDC, Exton, PA

Registration requested — email Kirsten: [email protected]

Today marks 25 years since the horrific events of September 11, 2001. We pause to remember the innocent lives lost, hono...
09/11/2026

Today marks 25 years since the horrific events of September 11, 2001. We pause to remember the innocent lives lost, honor the incredible courage of the first responders, and stand with the families and communities forever changed.

In times of tragedy, we are reminded of the true strength found in unity, resilience, and supporting one another. May we always remember.

Sunday small business owner stroll thoughts: Are your daily habits actually aligning with the life you’re trying to buil...
09/06/2026

Sunday small business owner stroll thoughts: Are your daily habits actually aligning with the life you’re trying to build?

Cute place with tasty food and a menu for pups too. Theo gives it 5 stars. Great find!
09/04/2026

Cute place with tasty food and a menu for pups too. Theo gives it 5 stars. Great find!

Teachers hand kids a syllabus. What’s due. When it’s due. What happens if they fall behind.Your business doesn’t come wi...
09/04/2026

Teachers hand kids a syllabus. What’s due. When it’s due. What happens if they fall behind.

Your business doesn’t come with one. No one hands you one for your business. So, most owners wing it.

It’s September. Will Q4 catch you off guard?

The fix: build your own syllabus. Title it: Money Date.

Pick one day. Aim for the same day every week. Look at what came in, what went out, what’s still open. 10-20 minutes. Just look.

That’s the whole assignment.

Four months to go in 2026. Treat them like the back half of a semester: show up, work 1 piece at a time, and walk into finals (December) knowing exactly where you stand.

When’s your Money Date? Drop the day in the comments or DM me and we’ll build your syllabus together.

Happy Anniversary to us! 🎉
09/03/2026

Happy Anniversary to us! 🎉

Staring at your banking app won’t bring you peace of mind.When you’re busy running a business, glancing at the app feels...
08/28/2026

Staring at your banking app won’t bring you peace of mind.

When you’re busy running a business, glancing at the app feels quick and easy.

But reality is you’re wondering if you have a runway or if the money will be gone tomorrow.

It doesn’t take complex tools or hours of time to get the answers.

A clear system and routine will tell you the truth about your cash flow. We can build those together before Q4 hits.

A FREE Smart Start session (link in bio) is where to get the ball rolling. Let’s talk.

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Williamsport, PA
19335

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