Joey Scott at Waterstone Mortgage NMLS #217604

Nobody gets more excited about homeownership than the family dog. Ready to give your fur baby a new place to roam? Send a message to discuss your financing options.

5.0 star review received on Experience.com for Joey Scott by Jack A - Thanks for all of the help Joey. You made this an easy and seamless process from start to finish. You answered all of my questions in a way that was easy to understand and were always available to chat day or night. I know it was a bit of a scramble at the end trying to make the closing date, but we made it!

New ★★★★★ 5 Star Experience.com Review by Jack A Click to see all 165 reviews of Joey Scott at Waterstone Mortgage NMLS #217604, Mortgage Loan Officer

One of the biggest homebuying myths is that you need a large down payment. Many buyers qualify with far less than they expect, and many can utilize down payment assistance to help.

Down payment assistance (DPA) is a great way to make buying a house a little more affordable — and the good news is, there are options for first-time AND repeat buyers!

Learn about the DPA options Waterstone Mortgage offers here: https://bit.ly/44qnzIQ

Did you know there are thousands of down payment assistance programs available across the country?
The challenge isn't always finding assistance — it's figuring out which programs you may actually qualify for.
Enter: Down Payment Resource (DPR), a tool that helps narrow down the options and identify programs that may be available based on a property's location and your homeownership goals.
In just a few minutes, you can explore opportunities that may help with:
🏡 Down payment costs
💰 Closing costs
📋 Affordable homeownership programs
✨ Other homebuyer assistance options
You can search by a specific property address or browse programs available in your neighborhood, city, or county.
Homeownership may be closer than you think. Let's see what's available to help you achieve your goals!
Start here: https://bit.ly/44sJvTL

Fireworks, cookouts, and red, white, and blue everything. 🇺🇸🎇 Wishing you a safe, fun-filled Fourth of July!

Buy now or wait it out?

Here's something to consider: if home prices continue to rise while you're waiting, you could end up paying more for the home you want — even if rates improve later.

Every buyer's situation is different. That's why it's important to look at the full picture, not just one number.

Curious whether buying now or waiting makes more sense for you? Let's connect. Send a message any time.

What if you could buy a home NOW and enjoy lower monthly mortgage payments for the first THREE years of your loan?

Good news — you can with a temporary interest rate buydown!

A temporary buydown allows ease into your mortgage with a reduced interest rate for the first few years of your loan. Waterstone Mortgage offers rate reduction options for anywhere from 1 to 3 years.

What’s even better is that this is covered by the seller or lender. 🤯

Interested in learning more? Start here: https://bit.ly/4dQOy4N

The path to homeownership isn’t always one-size-fits-all — which is why working with an experienced mortgage professional can make such a difference.

National Homeownership Month is coming to a close, but what’s not going away is the importance of making informed decisions, understanding your financing options, and feeling confident throughout the process.

Having a knowledgeable advocate in your corner is essential. Let’s make your move, together. Send a DM to connect anytime.

Having a mortgage pre-approval letter in your back pocket will help you present a solid offer on a new home.

A Platinum Credit Approval (PCA) from Waterstone Mortgage will make it a ✨stand-out✨ offer.

A PCA involves a full credit underwrite upfront, which not only makes your offer strong enough to compete with cash, but it’ll also help you close faster since the heavy lifting is done already.

Interested in taking advantage of this tool? Start here: https://bit.ly/45eRpl3

Happy Father’s Day to the dads, stepdads, grandpas, and father figures helping turn houses into homes. 🏡 Wishing you a day filled with love, family, and a few dad jokes.