09/09/2026
Did you add guest cabins to your ranch?
Whether you’re hosting weekend visitors, hunting guests, clinic attendees, or short-term renters, adding cabins can change more than your property—it can change your insurance exposure.
A homeowners or farm policy may exclude or limit coverage when cabins are used for paying guests or other business activity. That could affect coverage for:
🏡 Damage to the cabins and their contents
⚠️ Guest injuries and liability claims
💵 Lost rental income after a covered loss
🐴 Ranch activities or amenities offered to guests
Before accepting that first booking, make sure your insurance reflects how the property is actually being used.
Let’s review the risk and help protect what you’ve built.
Asset Equine & Ranch Insurance
Experience. Integrity. Dedication. Your Partner in Protection.