MPF Ratings Limited

人民幣債券表現超越美國國債——強積金成員正從中受惠。

八月份市場表現強勁，預計將有約 1.85% 的漲幅，這將使強積金今年迄今的累計回報率推升至 8.21%。至於人民幣債券基金？它們的表現更創下自強積金成立以來的最佳紀錄。

市場大局：
🔹 強積金總資產預計將達到 1.713 萬億港元
🔹 成員平均帳戶結餘攀升至 344,760 港元

今年，「多元化投資」在今年發揮了至關重要的作用。歡迎閱讀下方的新聞稿，詳細了解各類資產的表現。https://mpfratings.com.hk/language/zh/2026/08/26/從關稅操弄到政策搖擺-強積金於紛亂訊息中展現韌/

RMB bonds are outshining Treasuries — and MPF members are feeling the benefit.

August is on track for a ~1.85% gain, pushing MPF's year-to-date return to 8.21%. RMB bond funds? Recording their best returns since MPF's inception.

The bigger picture:
🔹 Total MPF assets projected to hit $1.713tr
🔹 Average member balance climbing to $344,760

Diversification is doing the heavy lifting this year. See how it's playing out across asset classes.

Read the full press release here: https://mpfratings.com.hk/2026/08/26/from-tacos-to-flip-flops-mpf-remains-resilient-as-markets-seek-clarity-amongst-mixed-messages/

海通MPF退休金表現強勁！ 🏆 海通環球分散基金 – A 類別在年初至今、1 年、3 年、5 年及 10 年期回報中，均於環球股票類別排名第一。

閱讀完整的 7 月強積金表現調查，了解更多：https://mpfratings.com.hk/language/zh/mpf-monthly-performance-survey/

Strong results from Haitong MPF Retirement Fund! 🏆

The Haitong Global Diversification Fund – Class A ranked 1st in Global Equities across year-to-date, 1-year, 3-year, 5-year, and 10-year returns.

Read the full July MPF Performance Survey to learn more: https://mpfratings.com.hk/mpf-monthly-performance-survey/

「Moneymaxxing」這股理財新風潮，你跟上了嗎？ 👀💪

這正是目前最熱門的理財趨勢，它鼓勵大家從金錢中獲得更多價值——重點不在於「節衣縮食」，而在於「精明增值」。與其他具爭議性的「-maxxing」潮流不同，你不需要整容、不需要泡冰水，更不需要每天凌晨 4 點起床。

這意味著：削減不必要的開支、最大化獎勵積分、讓儲蓄多元化，並尋找符合你目標與風險承受能力的財富增值策略——當然，這也包括重新審視你的強積金（MPF）。

老實說？我們非常支持這種心態。

立即閱讀我們最新的 Mr MPF 文章，了解如何將這種理財思維應用於你的日常財務，以及你的強積金規劃中。

https://mpfratings.com.hk/language/zh/2026/08/19/moneymaxxing：你的錢包真正需要的華麗變身/

Has "moneymaxxing" landed on your radar yet? 👀💪

It's the latest financial trend encouraging people to get more out of their money — not by spending less, but by expecting more. And unlike its more controversial cousins in the "maxxing" department, it doesn't require plastic surgery, ice baths or 4am starts.

It means trimming unnecessary expenses, maximising rewards points, diversifying your savings, and finding wealth-building strategies that align with your goals and risk appetite — including taking a closer look at your MPF.

And honestly? We're here for it!

Read our latest Mr MPF article to find out how to apply a moneymaxxing mindset to your finances — and your MPF:

https://mpfratings.com.hk/2026/08/19/moneymaxxing-the-glow-up-your-wallet-actually-needs/



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本博客內容僅供教育參考，性質屬一般資訊，並未考慮個人實際狀況。讀者應自行評估資訊是否切合自身需要，並在適當情況下徵詢財務顧問的專業意見。
The information contained in this article is not advice, it is for educational purposes, general in nature and does not take into account personal situations. You should consider whether the information is appropriate to your needs, and where appropriate, seek professional advice from a financial advisor.

中國人壽強積金集成信託表現亮眼！ 🏆 中國人壽美國股票基金在 3 個月美國股票回報中排名第一。

閱讀完整的 7 月強積金表現調查，了解更多：https://mpfratings.com.hk/language/zh/mpf-monthly-performance-survey/

中國人壽海外 China Life Overseas MPF Master Trust is making its mark! 🏆 The China Life US Equity Fund ranked 1st in US Equity returns over 3 months.

Read the full July MPF Performance Survey to learn more: https://mpfratings.com.hk/mpf-monthly-performance-survey/

萬全強制性公積金計劃表現值得關注！ 🏆 他們的歐洲股票基金在 5 年期回報中，於歐洲股票類別排名第一。

閱讀完整的 7 月強積金表現調查，了解更多：https://mpfratings.com.hk/language/zh/mpf-monthly-performance-survey/

MASS MPF Fund Scheme is delivering results worth noting🏆 Their European Equity Fund ranked 1st in European Equity for 5-year returns.

Read the full July MPF Performance Survey to learn more: https://mpfratings.com.hk/mpf-monthly-performance-survey/

萬通保險 YF Life

BCT表現優異！ 🏆 BCT 環球債券基金在 3 個月環球債券回報中排名第一。

閱讀完整的 7 月強積金表現調查，了解更多：https://mpfratings.com.hk/language/zh/mpf-monthly-asset-class-fund-flows/

A stellar result from BCT 銀聯集團 (MPF) Pro Choice! 🏆 The BCT (Pro) Global Bond Fund ranked 1st in 3-month global bond returns.

Read the full July MPF Performance Survey to learn more: https://mpfratings.com.hk/mpf-monthly-asset-class-fund-flows/

友邦表現亮眼！ 🏆 友邦強積金優選計劃美洲基金在 5 年期回報中，於美國股票類別排名第一。

閱讀完整的 7 月強積金表現調查，了解更多：https://mpfratings.com.hk/language/zh/mpf-monthly-performance-survey/

A standout showing from AIA Hong Kong and Macau! 🏆 The AIA MPF - Prime Value Choice American Fund ranked 1st in US Equities for 5-year returns.

Read the full July MPF Performance Survey to learn more: https://mpfratings.com.hk/mpf-monthly-performance-survey/

滙豐表現卓越！ 🏆 北美股票基金在年初至今及 1 年期美國股票回報中均排名第一。

閱讀完整的 7 月強積金表現調查，了解更多：https://mpfratings.com.hk/language/zh/mpf-monthly-performance-survey/

Outstanding results from HSBC! 🏆 The North American Equity Fund ranked 1st in both year-to-date and 1-year US Equity returns.

Read the full July MPF Performance Survey to learn more: https://mpfratings.com.hk/mpf-monthly-performance-survey/

永明表現突出！ 🏆 永明強積金環球低碳指數基金在 1 個月及 3 個月環球股票回報中均排名第一。

閱讀完整的 7 月強積金表現調查，了解更多：https://mpfratings.com.hk/language/zh/mpf-monthly-performance-survey/

Impressive results from Sun Life Hong Kong! 🏆 The Sun Life MPF Global Low Carbon Index Fund ranked 1st in both 1-month and 3-month global equity returns.

Read the full July MPF Performance Survey to learn more: https://mpfratings.com.hk/mpf-monthly-performance-survey/

交通銀行愉盈退休強積金計劃表現強勁！ 🏆 他們的保證基金在 1 個月及 5 年期回報中排名第一。

閱讀完整的 7 月強積金表現調查。https://mpfratings.com.hk/language/zh/mpf-monthly-performance-survey/

BOCOM Joyful Retirement MPF Scheme has some strong numbers to share. 🏆 Their Guaranteed Fund ranked 1st for 1-month and 5-year returns.

Read the full July MPF Performance Survey here: https://mpfratings.com.hk/mpf-monthly-performance-survey/