Cher Kieliszewski

Love or Hate... A.I. tools are all the rage and are here to stay.

If you're new to them or a little intimidated by them,
you might want to try Perplexity.ai

It is easy to use and I find it very handy to ask questions and receive a well prepared response. It also provides the background information and references used to create the response.

It is kind of like a research librarian helping you discover information.

It has made my work or life easier and it could do the same for you.

Check it out using this link: https://perplexity.ai/pro?referral_code=2N8Z2IRS

Full disclosure: the above is a referral link where both you and I would get $10 if you were to subscribe.

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Most of us live in the world of Qualified Retirement Plans.

However, you may also be offered the opportunity of a Nonqualified Retirement Plan.

If so, know the difference of what they are and how they might impact your income, investing, and taxes in order to make a sound decision for your financial future.

Headlines like this are meant to induce FOMO. It's never too late to learn how to take control of your money to wisely invest for your goals and desires.

12 Companies (Including Nvidia) Will Double Their Profit, Analysts Third-quarter S&P 500 earnings reporting season will largely be a snooze.

To improve your financial circumstances, do 2 simple things...

Determine your values and ensure your decisions align with them.

That's it.

Super simple, not so easy. I know.

I also know that you can do this.

You have the grit and ability to stay the course
and make some tough decisions every now and then.

When you're committed to your values,
it becomes easy to say "no" to things that don't serve you.

Choose to do something different to have a better life and financial future.

Need help? Message me.

The men's rowing team of Great Britain won the gold medal in the 2000 Sydney Olympics after losing race after race for years.

How did they do this?

They found their collective values and committed to it.
They valued winning the gold medal.
And, a simple method to commit: they asked themselves of their decisions "will it make the boat go faster?"

This gave them clarity, motivation, and momentum to succeed.

You can do this too.

What are your values and will your next belief, thought, or action get you what you value? If not, think twice.

This simple act will impact your life (and your finances too)!

If you need help determining and being accountable to your values,
use the 👇📨 link below and Message me -- let's talk.☎️

I recently attended a conference where Joe De Sena, the Founder and CEO of Spartan, shared his principles for optimizing life.

IMHO, the first two were key to everything, 🗣 EVERYTHING! 🗣

Number 1: your true north.

Number 2: commit.

By knowing your true north and committing to it
you are living your values and eliminating excess and excuses.

By knowing and doing these 2 things, you align your life: your relationships, your health, & your wealth (YAY!).

I know... it is hard to believe life can be made that simple!

🚦You stop wasting time,
🚦you stop wasting money,
🚦you stop wasting your energy
on people and things that aren't aligned to your true north.

If you're not doing this now, you can!!!

Live your values.

If you need help determining and being accountable to your values,
use the 👇📨 link below and Message me -- let's talk.☎️

🧭 What is your true north and are you supporting it with your money?🧭

True north? Yep. In other words: your values.

Do you know your values?
Are you living your values?
Are you supporting them with your money?

This is the EASIEST way to stay motivated and stay on-track to earn, save, spend, and invest your money.

Don't start with a budget... start with your VALUES! Your true north. 🧭

Not sure how to do this -- 📨👇 message me and let's talk.

Is it time to change your Tax Withholding?

You’re probably thinking, ‘Cher, enough with taxes’.

I hear you and I will move-on. Soon.

Hang in there with me… one annual financial practice that most of us overlook is to check our Tax Withholding. If you’re scratching your head and thinking, ‘my tax what’?

Typically your employer withholds income tax from your paycheck that is paid to the Internal Revenue Service in your name. If that is you, then it might be time to check your tax withholdings (money going to the IRS).

Best of all -- it is easy to check!!!

The IRS has a tool to check at https://www.irs.gov/individuals/tax-withholding-estimator

Use it to help you!

You're not alone and you can control you money. (yes you can!)