12/08/2026
🏡 1-in-3 home buyers rely on the bank of mum and dad 🏡
That's the latest survey data from Compare the Market.
But beware: lenders may check that financial support is a gift, not a loan to be repaid. ⚠️
Otherwise it may reduce your borrowing capacity. 📉
And banks still want to be sure you can comfortably manage loan repayments. 🏡
Speak to us first to find out how mum and dad can potentially lend a helping hand - without leading to hiccups during your loan application. 👇
To find out more, DM or contact Braedon from Elevate Lending on:
☎️ – 0438 306 851
💻 – [email protected]
10/08/2026
💳 The BNPL trap: how it could impact your home loan application 💳
Buy Now Pay Later (BNPL) may be quick and convenient, but it could affect your home loan application and/or credit rating. 🏡
That's because every time you apply for BNPL, it may trigger a credit check. 🔍
And too many credit checks can affect your credit score and be a red flag for lenders. 🚩
Late or missed BNPL payments can also be reported, which could reduce your credit score even further.
Talk to us to know how BNPL could impact your loan application. 👇
To find out more, DM or contact Braedon from Elevate Lending on:
☎️ – 0438 306 851
💻 – [email protected]
05/08/2026
🏡 Property listings climb higher, FOMO dials down 🏡
Things are looking up for homebuyers, reports Domain. 📈
Not so long ago FOMO (fear of missing out) was a driving force in the housing market. 😬
Today, new listings are up - while property prices in many parts of the country have plateaued (or even dipped).
That means buyers could have more negotiating power, and seller discounts are on the rise.
It’s a trifecta that could see the stars align for your homebuying plans. ⭐
Contact us to see how you could benefit. 👇
To find out more, DM or contact Braedon from Elevate Lending on:
☎️ – 0438 306 851
💻 – [email protected]
03/08/2026
📉 Lenders cut rates as competition heats up 📉
There’s a “rate war brewing”, according to Canstar.
A rising tide of lenders have cut their variable loan and short term fixed rates recently.
The catch? ⚠️
Lower rates are usually reserved for new customers. 💡
The solution? 🤝
Refinancing could see you become a new customer, and benefit from a more competitive loan rate.
Contact us to find out how. 👇
To find out more, DM or contact Braedon from Elevate Lending on:
☎️ – 0438 306 851
💻 – [email protected]
29/07/2026
🏡 How much do you really need to buy a first home? 🏡
Long gone are the days when you needed to save up a full 20% deposit (plus extra for other expenses!).
These days, you could need a deposit of just 5%, or even 2% if you’re a single parent, to buy a first home. 💰
For a $700,000 first home, a 5% deposit is $35,000.
Better yet, you may also be eligible for stamp duty exemptions/concessions or first home buyer grants.
Don’t forget to factor in other upfront expenses though. ⚠️
Legal fees, home insurance, stamp duty, and furniture removalists can all add up. 📦
Need help crunching the numbers and figuring out how much you could borrow? That's our specialty. 👇
To find out more, DM or contact Braedon from Elevate Lending on:
☎️ – 0438 306 851
💻 – [email protected]
27/07/2026
🔁 A record number of Australians just refinanced their home loan 🔁
Looks like Australia is in the midst of a refinancing frenzy.
The ABS says over 640,000 homeowners refinanced their home loan last year.
That’s 73 loans refinanced every hour. ⏱️
Goes to show Aussie home owners are keeping their eyes on the ball when it comes to getting value out of their home loan.
It’s also a cue to check in with us to see if your old loan still suits your needs.
We’ll let you know if you could potentially save with a lower rate or improved loan features. 👇
To find out more, DM or contact Braedon from Elevate Lending on:
☎️ – 0438 306 851
💻 – [email protected]
22/07/2026
🚩 Red flag habits that could hinder your home loan application 🚩
(Not so) fun fact: Lenders assess a borrower’s ‘character’ as part of a home loan application.
It’s all about how responsibly you manage money and debts. 💳
Turns out 7 in 10 Aussies have red flag spending habits that could hurt their character check.
Key red flags include spending on lottery tickets or scratchies, smokes or vapes, and even alcohol.
Banks may comb through three months of bank statements to check out your spending habits. 🔍
What they’re looking for are spending patterns that could potentially derail your ability to make repayments.
Talk to us for tips on getting your home loan application across the line. 👇
To find out more, DM or contact Braedon from Elevate Lending on:
☎️ – 0438 306 851
💻 – [email protected]
20/07/2026
📱 Gen Zs urged to skip influencer advice 📱
Here’s a worrying finding.
Money watchdog, ASIC, says two-thirds of Gen Zs (18–28) are turning to social media for financial information and help.
Trouble is, that ‘help’ isn’t always high quality or trustworthy. 😬
And ‘advice’ from influencers isn’t based on personal needs.
Let’s not even get started on social media being a hunting ground for scammers. 🕵️♂️
Buying a home is one of life’s most important financial steps - which makes getting tailored support pivotal.
And that's what we can offer. 🤝
Contact us to explore some home loan options that have been researched and matched for your needs. 👇
To find out more, DM or contact Braedon from Elevate Lending on:
☎️ – 0438 306 851
💻 – [email protected]
15/07/2026
☕ 5% Deposit Scheme helps 300,000+ first home buyers ☕
Forget years of living on instant coffee and baked beans! You may not need a 20% deposit to buy your first home.
The 5% Deposit Scheme has helped over 300,000 first home buyers get into the market with just a 5% deposit. 🏡
And because your loan is guaranteed by the government, you don’t pay lenders mortgage insurance.
There are no waitlists. ⏳
No income limits. 💼
No place limits. 📍
And you’re free to buy an established home or build a new place. 🏗️
Talk to us about the 5% Deposit Scheme. It could be the helping hand that brings forward your home-buying plans. 👇
To find out more, DM or contact Braedon from Elevate Lending on:
☎️ – 0438 306 851
💻 – [email protected]
13/07/2026
😬 First home buyer regrets to avoid 😬
Here are the top regrets of first home buyers have about their mortgage, according to a survey by Money.com.au.
Paying too much in loan fees was the number one mistake. 💸
That’s followed by not having a loan with a competitive interest rate. 📉
Money.com.au found many first-time home buyers just apply for a loan with the first lender they come across.
It’s only later they realise they have a loan that doesn’t suit their long-term needs.
Skip the potential regrets. 🚫
Talk to us about a home loan that matches your needs, backed by a competitive rate. 👇
To find out more, DM or contact Braedon from Elevate Lending on:
☎️ – 0438 306 851
💻 – [email protected]
27/07/2026
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20/07/2026
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13/07/2026