22/08/2026
🚨 PRIVACY BREACHED ONLINE? KNOW WHAT TO DO.
If someone accesses, screenshots, shares or distributes your private information without permission:
1. DOCUMENT IT
Screenshot everything. Save usernames, URLs, messages, dates and what was shared.
2. REPORT IT
Report the account/content directly to the platform for privacy violations, harassment or doxxing.
3. SECURE YOUR ACCOUNTS
Change passwords. Turn on 2FA. Check logged-in devices, connected apps and privacy settings.
4. REPORT SERIOUS ABUSE
In Australia, report serious online abuse to eSafety.
For suspected hacking or unauthorised access, consider ReportCyber.
5. CONTACT POLICE IF THERE IS A SAFETY RISK
Especially if your information is being used to locate, threaten or target you or your family.
6. DON’T ENGAGE
You don’t need to argue with the person responsible.
DOCUMENT. REPORT. SECURE. ESCALATE.
Your private information is yours.
Unauthorised access or sharing is not okay.
22/08/2026
CHARGEBACKS: A REAL RISK FOR SMALL BUSINESS
A chargeback happens when a customer disputes a card payment through their bank or card provider rather than resolving the issue directly with the business.
If the chargeback is accepted, the payment can be reversed — meaning the business can potentially lose the sale, the product AND the postage.
And this is becoming a real concern for online small businesses, particularly when selling internationally.
Australian payment data shows card-not-present fraud is a significant problem, with hundreds of millions of dollars in fraud occurring through online transactions each year.
That doesn’t mean every chargeback is fraudulent. A customer can legitimately dispute a transaction if, for example, goods weren’t received or weren’t as described.
But businesses can also face disputes where they believe the transaction was legitimate.
For small businesses, especially those selling higher-value products such as crystals, this can be incredibly costly.
💎 If you sell online, protect yourself.
Keep records of:
• The customer’s order
• Payment and transaction details
• Tracking information
• Proof of delivery
• Product descriptions and photographs
• Customer communications
• Your terms and conditions
And remember — an international sale carries additional risk simply because the transaction is happening remotely.
Chargebacks aren’t something small businesses should ignore.
They’re a legitimate part of the payment system — but they can have a very real financial impact on a small business.
Have you experienced a chargeback as a small business owner?
Share your experience below. 👇
20/08/2026
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20/08/2026